*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;color:#2C2C2C;background:#fff;line-height:1.7}
a{color:#1B4F5A}
.site-nav{position:sticky;top:0;z-index:20;height:62px;padding:0 24px;display:flex;align-items:center;justify-content:space-between;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid #E4E0D8}
.brand{font-family:'Lora',serif;font-size:21px;font-weight:600;color:#1B4F5A;text-decoration:none}
.nav-actions{display:flex;align-items:center;gap:18px}.nav-actions a{font-size:14px;color:#5F6970;text-decoration:none}.nav-actions a:hover{color:#1B4F5A}.nav-actions .nav-cta{padding:8px 17px;border-radius:8px;background:#1B4F5A;color:#fff;font-weight:600}
.breadcrumbs{max-width:1080px;margin:0 auto;padding:22px 24px 0;font-size:13px;color:#707A80}.breadcrumbs a{text-decoration:none}.breadcrumbs span{margin:0 7px;color:#929A9E}
.hero{background:linear-gradient(180deg,#F7F5F1 0%,#fff 100%)}
.hero-inner{max-width:1080px;margin:0 auto;padding:64px 24px 76px;display:grid;grid-template-columns:minmax(0,1fr) minmax(340px,.88fr);gap:54px;align-items:center}
.hero-inner.hero-single{grid-template-columns:minmax(0,760px)}
.eyebrow{display:inline-block;margin-bottom:16px;padding:5px 12px;border-radius:20px;background:#E8F2F4;color:#1B4F5A;font-size:12px;font-weight:700;letter-spacing:.8px;text-transform:uppercase}
h1,h2,h3{font-family:'Lora',serif;color:#1B4F5A;line-height:1.28}
h1{font-size:clamp(34px,5vw,52px);font-weight:600;margin-bottom:18px}
.hero-lead{max-width:620px;color:#5F6970;font-size:18px;line-height:1.75}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn-primary,.btn-secondary{display:inline-flex;align-items:center;justify-content:center;padding:12px 24px;border-radius:9px;text-decoration:none;font-size:15px;font-weight:600}.btn-primary{background:#1B4F5A;color:#fff}.btn-primary:hover{background:#2A6B79}.btn-secondary{border:1.5px solid #1B4F5A;color:#1B4F5A;background:#fff}.btn-secondary:hover{background:#F7F5F1}.privacy-note{margin-top:14px;color:#707A80;font-size:13px;line-height:1.55}
.hero-visual{background:#fff;border:1px solid #E4E0D8;border-radius:16px;overflow:hidden;box-shadow:0 16px 38px rgba(27,79,90,.1)}.hero-visual img{display:block;width:100%;height:auto}.visual-caption{padding:12px 16px;color:#6B7280;font-size:13px;line-height:1.55;border-top:1px solid #E4E0D8}
.page-section{padding:76px 24px}.section-tint{background:#F7F5F1}.section-inner{max-width:1000px;margin:0 auto}.section-narrow{max-width:760px}.section-label{margin-bottom:9px;color:#639880;font-size:12px;font-weight:700;letter-spacing:.9px;text-transform:uppercase}h2{font-size:clamp(27px,4vw,38px);font-weight:500;margin-bottom:16px}h3{font-size:21px;font-weight:500;margin-bottom:8px}.section-intro{max-width:700px;color:#667077;font-size:16px;line-height:1.8}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px;margin-top:34px}.card{background:#fff;border:1px solid #E4E0D8;border-top:3px solid #1B4F5A;border-radius:13px;padding:22px}.card:nth-child(3n+2){border-top-color:#7BAF9A}.card:nth-child(3n){border-top-color:#C58C35}.card p{color:#667077;font-size:15px;line-height:1.72}.card a{display:inline-block;margin-top:12px;font-size:14px;font-weight:600;text-decoration:none}.card a:hover{text-decoration:underline}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:50px;align-items:start}.content p{color:#58636A;margin-bottom:18px}.content ul{padding-left:21px;color:#58636A}.content li{margin-bottom:10px}.content strong{color:#2C2C2C}.callout{padding:22px 24px;border-left:4px solid #7BAF9A;border-radius:0 10px 10px 0;background:#EAF4EF;color:#40544D}.callout strong{color:#1B4F5A}.record-list{display:grid;gap:12px}.record-item{padding:17px 18px;border:1px solid #E4E0D8;border-radius:10px;background:#fff}.record-item b{display:block;color:#1B4F5A;margin-bottom:3px}.record-item span{color:#697278;font-size:15px;line-height:1.6}
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:34px}.step{position:relative;padding:22px 18px 20px;border:1px solid #E4E0D8;border-radius:12px;background:#fff}.step::before{counter-increment:step;content:counter(step);display:flex;align-items:center;justify-content:center;width:34px;height:34px;margin-bottom:15px;border-radius:50%;background:#1B4F5A;color:#fff;font-family:'Lora',serif;font-weight:600}.step h3{font-family:'DM Sans',sans-serif;font-size:15px;font-weight:600}.step p{color:#667077;font-size:15px;line-height:1.65}
.distinction{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:30px}.do-box,.not-box{padding:23px;border-radius:12px}.do-box{background:#EAF4EF;border:1px solid #CFE5D9}.not-box{background:#F7F5F1;border:1px solid #E4E0D8}.distinction h3{font-family:'DM Sans',sans-serif;font-size:15px;font-weight:700}.distinction ul{padding-left:20px;color:#59646A}.distinction li{margin-bottom:8px;font-size:15px}
.faq{display:grid;gap:10px;margin-top:30px}.faq details{border:1px solid #E4E0D8;border-radius:10px;background:#fff}.faq summary{cursor:pointer;list-style:none;padding:17px 19px;color:#1B4F5A;font-weight:600;font-size:15px;display:flex;justify-content:space-between;gap:12px}.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:'+';font-size:20px;font-weight:400}.faq details[open] summary::after{content:'−'}.faq details p{padding:0 19px 18px;color:#667077;font-size:15px;line-height:1.75}
.related{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:28px}.related a{display:block;padding:20px;border:1px solid #E4E0D8;border-radius:11px;background:#fff;text-decoration:none}.related strong{display:block;font-family:'Lora',serif;font-size:18px;font-weight:500;margin-bottom:4px}.related span{color:#667077;font-size:14px;line-height:1.6}
.page-cta{padding:70px 24px;text-align:center;background:#1B4F5A}.page-cta h2{color:#fff}.page-cta p{max-width:600px;margin:0 auto 26px;color:rgba(255,255,255,.78)}.page-cta .btn-primary{background:#fff;color:#1B4F5A}
footer{padding:28px 24px;text-align:center;border-top:1px solid #E4E0D8;color:#7F898F;font-size:13px}.footer-links{display:flex;justify-content:center;gap:16px;flex-wrap:wrap;margin-bottom:11px}.footer-links a{text-decoration:none}
.print-button{border:0;font-family:'DM Sans',sans-serif;cursor:pointer}.checklist-page{background:#F7F5F1}.print-sheet{max-width:850px;margin:44px auto;padding:48px;background:#fff;border:1px solid #E4E0D8;box-shadow:0 12px 32px rgba(27,79,90,.08)}.print-heading{padding-bottom:20px;border-bottom:2px solid #1B4F5A}.print-heading h1{font-size:34px}.print-heading p{color:#667077}.print-brand{font-family:'Lora',serif!important;color:#1B4F5A!important;font-weight:600}.check-section{padding:23px 0;border-bottom:1px solid #E4E0D8}.check-section h2{font-size:22px;margin-bottom:13px}.check-section label{display:block;margin:10px 0;color:#354047}.check-section input{width:17px;height:17px;margin-right:9px;vertical-align:-3px}.check-section p{margin:11px 0 5px;color:#4E5A61;font-weight:600}.write-lines{min-height:56px;background:repeating-linear-gradient(to bottom,transparent 0,transparent 26px,#C9CFD2 27px)}.print-foot{padding-top:18px;color:#6B7280;font-size:12px;line-height:1.5}
@media print{body{background:#fff}.no-print{display:none!important}.print-sheet{max-width:none;margin:0;padding:0;border:0;box-shadow:none}.check-section{break-inside:avoid;padding:14px 0}.print-heading h1{font-size:28px}.check-section h2{font-size:18px}.check-section label,.check-section p{font-size:12px;margin:6px 0}.write-lines{min-height:42px;background:repeating-linear-gradient(to bottom,transparent 0,transparent 19px,#C9CFD2 20px)}}
@media(max-width:800px){.hero-inner{grid-template-columns:1fr;gap:34px;padding-top:45px}.hero-visual{max-width:620px}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.two-col{grid-template-columns:1fr;gap:30px}}
@media(max-width:580px){.site-nav{height:58px;padding:0 16px}.nav-actions a:not(.nav-cta){display:none}.breadcrumbs{padding:16px 16px 0}.hero-inner{padding:35px 16px 55px}h1{font-size:34px}.hero-lead{font-size:16px}.hero-actions{flex-direction:column}.hero-actions a,.hero-actions button{width:100%}.page-section{padding:54px 16px}.cards,.steps,.distinction,.related{grid-template-columns:1fr}.page-cta{padding:56px 16px}.print-sheet{margin:20px 12px;padding:24px 18px}.print-heading h1{font-size:28px}}